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So, looks like me and the wife are looking to take our first steps onto the property ladder. We've even found a couple of nice places in our budget already too!
However, I'm really scared of the responsibility of owning a home! The maintenance etc doesn't bother me at all. And the monthly payments are manageable. What worries me is that I don't like my job. I've got good job security working here, I'm certainly not going to get laid off any time soon. But the job itself really gets to me sometimes. To the point I'd love to just walk out sometimes. Plus, my ambition is to become self employed (I want my own bmx shop!), which is a possibility in the future. But I can't guarantee my income will pay my mortgage.
If it wasn't for having a kid, I wouldn't be bothered about buying. But I want something to leave him when I go.
Any home owners here?
Got any advice or words of wisdom?
I don't feel like a grown up enough to own property!